Affordable Liability Coverage for
Long-Term Care Facilities
We work with agents and brokers to provide tailored long-term care solutions that add real value for their clients.
Target clients
- Sub-acute care
- Skilled care
- Intermediate care
- Assisted living
- Memory care
- Personal care
- Independent living
- Post-acute care
Where we shine
- Customized structures, including retentions, corridor deductibles and sub-limits
- Will consider challenging venues
- Creative solutions for difficult claim experience
- Expert claim handling
- Premium financing
Coverages
- Professional and general liability
- Sexual abuse liability
- Employee benefits liability
- Crisis management emergency response
- Evacuation expenses reimbursement
- Patient personal property reimbursement
- Medical payments
Limits and retentions
- Up to $1,000,000 per occurrence/$3,000,000 aggregate
- Minimum self-insured retentions of $25,000 and greater
- Inner-aggregate retentions/corridors
- Optional sub-limits
Minimum premium
- $150,000
Submission requirements
- Supplemental application
- Five years of currently valued carrier loss runs including claim description
- Named Insured list including address and retroactive dates
- Additional Insured list including complete address, retroactive dates and relationship to the first named insured
- Copy of license
- Currently valued financial statement
How We Keep Rates Low:
- Careful Member Selection - A stable, high-quality member base keeps risks low.
- Cost-Effective Claims Handling - Expert administration drives down expenses.
- Proactive Risk Management - We don't wait for losses - we help prevent them.
Learn more about why we stand out!
The savings you've been waiting for are within reach. Contact us today and see how much you can save with HealthStar.