About us
Our Story
A Smarter Vision for Long-Term Care Insurance
- Redefining the Standard: Purpose-built insurance solutions for long-term care providers.
- Born from Industry Need: Created to address rising litigation costs and shrinking coverage options.
- Tailored & Stable: Focused on delivering consistent, innovative, and reliable protection.
What Drives HealthStar:
- Deep Industry Expertise – Built by professionals who understand long-term care.
- Exceptional Underwriting – Smart risk selection to ensure program stability.
- Strong Reinsurance – Financial strength that supports your peace of mind.
- Proactive Risk Management – Tools and strategies designed to prevent losses, not just react.
- Collaborative Approach – We listen, we adapt, and we partner with our insureds to support their mission.
Our Mission
To empower long-term care facility owners with tailored insurance solutions that bring stability, peace of mind, and partnership, enabling them to focus on what matters most: delivering quality care.
Why Choose Us?
- Tailored Coverage: Policies designed specifically for long-term care facilities.
- Expert Guidance: A leadership team with deep industry expertise.
- Proactive Risk Management: Tools and strategies to minimize exposure.
- Financial Strength: Strong reinsurance backing to ensure stability.
As we continue to grow, HealthStar remains committed to its founding principles: supporting our members, addressing industry challenges head-on, and delivering excellence in every policy we write.
With HealthStar, you don’t just get insurance — you get a partner committed to your success.
Why Choose an RRG?
A Member-Owned Model Built for Long-Term Care
- Tailored for Your Industry: Designed exclusively for long-term care providers — not a one-size-fits-all solution.
- Member-Owned Advantage: As an RRG, we focus solely on our members — not outside shareholders.
- No Bureaucracy: Skip the red tape of traditional carriers managing unrelated risks.
Why HealthStar Stands Out:
- Long-Term Care Focus – Deep understanding of your challenges and regulatory landscape.
- Customized Coverage – Insurance solutions built around your specific needs.
- Market Stability – Consistent support even in volatile environments.
- Proactive Risk Management – Helping you avoid issues before they become claims.
- Empowered Membership – You’re not just covered — you’re part of the solution.
With HealthStar, you gain more than a policy — you gain a partner in care.